If you've been injured on the job in Illinois, you may be entitled to workers' compensation benefits, also known as work comp. These benefits can provide financial support for medical treatment and lost wages while you're unable to work. However, the process of applying for and receiving work comp benefits can be confusing and overwhelming. That's why it's important to seek the help of experienced Illinois attorneys who specialize in workers' compensation cases.
In this article, we'll break down the basics of workers' compensation in Illinois to help you better understand your rights and options.
First, it's important to understand that in Illinois, most employers are required to carry workers' compensation insurance, also known as work comp insurance. This means that if you're injured on the job say in Bloomington, IL, your employer's insurance should cover the costs of your medical treatment and lost wages. However, there are some exceptions - for example, some very small businesses may not be required to carry workers' comp insurance. That's why it's important to consult with attorneys who can help you navigate the process.
To receive workers' comp benefits, you'll need to file a claim with your employer's insurance company. This process typically starts with a visit to a doctor to document your injuries and determine your treatment plan. You'll then need to complete any paperwork provided by your employer's insurance company to formally file your claim. Don't forget to provide notice of the work injury to your employer as soon as possible, but no later than 45 days after the injury. Failure to provide notice of an injury within 45 days could result in a loss of benefits.
Once your claim is filed, the insurance company will review the information you've provided and make a determination about whether to approve or deny your claim. If your claim is approved, you'll begin receiving benefits to cover your medical treatment and lost wages.
It's important to note that there are limits to the amount of benefits you can receive under work comp. For example, in Illinois, the maximum amount of weekly benefits for lost wages is currently $1,792.73. The minimum amount of benefits you can currently receive under work comp. is $320.00. However, this amount can change over time.
It's also worth noting that there are time limits for filing a claim and receiving benefits. In Illinois, you must file your claim within three years of the date of your injury, or within two years of the date you last received payment of any benefits for your work-related injury.
If your claim is denied, you have the right to appeal the decision. This process can be complex and time-consuming, so it's often a good idea to consult with an attorney. The Bloomington Illinois attorneys at Imeri Rogers, LLP specialize in workers' compensation cases.
In addition to the benefits outlined above, there are other types of benefits that may be available to injured workers in Illinois. For example, if your injuries are permanent and prevent you from returning to your previous job, you may be eligible for vocational rehabilitation benefits, which can help you retrain for a new career.
Overall, workers' compensation in can be a valuable resource for injured workers, but the process can be confusing and overwhelming. If you've been injured on the job in Illinois it's important to understand your rights and options and to consult with experienced workers' compensation attorneys near you, such as the experienced Bloomington Illinois attorneys at Imeri Rogers, LLP, who specialize in workers' compensation cases if you have any questions or concerns.